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Owning Cash Cow Businesses Thumbnail

Owning Cash Cow Businesses

Two years ago, we first met with Pacer ETFs, a boutique Pennsylvania-based investment firm. After multiple meetings and extensive due diligence, we added their US Cash Cows 100 ETF (symbol: COWZ) to our investment models. This fund owns the 100 American companies with the highest free cash flow yield. Our conviction in this investment metric has grown over the past two years. Accordingly, we recently added two more "Cash Cow" funds to client portfolios.

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TWG's Q1 2024 Market Update Thumbnail

TWG's Q1 2024 Market Update

In our first quarter market update, we offer our usual dose of optimism. This includes a historical look at what happens after a big up year in the stock market (such as we had in 2023), signs of a strengthening US economy, the folly of stock market predictions, and a 200-year chart of returns from US stocks, bonds, gold, and the US dollar.

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Through Thick and Thin Thumbnail

Through Thick and Thin

There are about 253 stock market trading days per year. Over 20 years, that equates to 5,060 trading days. If you missed the 10 best days out of those 5,060, you only missed 0.2% of all the trading days (one-fifth of one percent), yet your returns would have been reduced by over 50%.

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Being Greedy When Others Are Fearful Thumbnail

Being Greedy When Others Are Fearful

tl;dr version: Americans are very pessimistic right now. This is a contrarian indicator. Stocks have an 84% chance of being higher 12 months from now. It might take some time, but forward-looking return prospects are good when folks are discouraged. The average 12-month forward return in past instances like this is +15%.

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What Happens Following a Stock Market Correction? Thumbnail

What Happens Following a Stock Market Correction?

A stock market correction is defined as a 10% decline in the market. We officially entered a correction earlier this week. We recognize that most of our clients are seasoned, savvy investors that do not hit the panic button after a correction. We are always impressed at how calmly the bulk of our clients handle recessions and even bear markets. That said, it’s still painful for all of us (advisors and clients alike). We know our clients are not immune to being troubled over market downturns – particularly when coupled with troubling geopolitical events.

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When Bad Months Lead to Good Years Thumbnail

When Bad Months Lead to Good Years

January is going down as a tough month in the markets (putting it mildly). As I write this article on January 31st, 2022, the US stock market is down about 6.5% for the month. That is not one of the 15 worst months in US stock market history since 1950, but it’s a bad one.

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Start Them Young Thumbnail

Start Them Young

Everyone knows you should start investing as young as possible. But not many people actually start investing at a young age. So how can we get this message into the minds and hearts of our children and grandchildren? My oldest is just 6, so I'll have to report back to you in about 15 years on whether our family has any success in this arena.

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