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Mike K. Earl, CFP®, CPWA®

SR. FINANCIAL PLANNER, RJFS

“I want to empower our clients to succeed with their money. Too many people experience unnecessary stress and anxiety in their financial lives. Proverbs 11:14 says, “Where there is no guidance, a people falls, but in an abundance of counselors there is safety.”  We aim to be those counselors that provide safety for our clients. Navigating the world of personal finance is not easy. There are many sharks out there, selling products and giving bad advice. We want to be shepherds that guide our clients around the many pitfalls and landmines that exist in the world of money and investing.

It has been said that a good financial advisor has the heart of a teacher. We agree. We want our clients to understand the advice we give them. We want them to be the driver of their financial plan, with us as their sidekick/coach to help them make their plans and goals a reality.”

— MIKE


Mike enjoys the technical aspects of financial planning: leveraging technology to help his clients and the firm, helping clients execute their recommended financial planning strategies and better understand their monthly cash flow.

Mike has been quoted as a financial expert in U.S. News & World Report and Business Insider.

Education/Designations

  • BS in Business/Economics from Wheaton College in Wheaton, IL
  • CERTIFIED FINANCIAL PLANNER™
  • Certified Private Wealth Advisor (CPWA®)
  • FINRA BrokerCheck

Personal Interests

Mike is husband to Krista and father to four children: Evelyn (Evie), Ford, Theodore (Teddy), and Jack. The Earls live in Eden Prairie, where you might see them out for long family walks, gardening in the yard, or playing at local parks as a family.

The Earls are active members at Emmaus Road Reformed Church in Eden Prairie, where Mike serves as a deacon. As part of this role, he helps direct the church's finances and building search. 

Mike is passionate about gardening, reading, writing, and staying active through working out and playing various sports. He particularly enjoys golfing with clients, colleagues and family all over the Twin Cities. 

Questions for Mike

What is the single best piece of advice you have ever received about money?
My father instilled in me the importance of giving the first 10% of my income to God. This causes me to remember that money does not belong to me, but to God. It also provokes me to consider others’ needs before my own.

What was your first job?
McDonald’s in Chanhassen at age 14. I manned the fry station, salting the fries with the famous “Triple Arch” method.

Do you have any skills or talents that most people don’t know about?
Plant propagation. I derive great joy from multiplying plants. I’ve learned how to take stem cuttings and root them in sand, thereby creating new plants. Of course, I also happily divide plants – the most common (and easiest) form of plant propagation.