Life expectancy in 1900 was 47. In 1935 (when the Social Security program became an active policy), life expectancy had increased to 61. The Social Security full retirement age (FRA) at that time was 65, meaning that over 50% of Americans were never intended to receive any sort of retirement benefit from the Social Security program. Life expectancy is up to 78.7 as of 2017. (source: U.S. Census Bureau).

This business is one of ever-changing rules, trends, and technology. Our entire team is committed to maintaining excellence in the technical aspects of wealth management and client service. In order to do so, we create a budget of both time and money each year for every team member to improve their abilities through educational opportunities.